Loan calculator
Discover your indicative interest rate as soon as you apply.
Why Socamio Xpress
A banking experience built around you, without pointless paperwork.
Bank-grade security
End-to-end encryption, data protected to European standards.
Decision in 24 hours
Our analysis engine reviews your file immediately.
Transparent terms
Fixed rate, clear monthly payment, no surprises.
Real advisers
A team available six days a week.
How it works
Four simple steps to your funds.
- 1
Fill in your details
Complete the loan application form with your personal information and the details of your project.
- 2
Send your documents
Email us the documents needed to verify your information: a proof of address and a selfie.
- 3
Sign your contract
Once our team has reviewed and approved your application, you receive your loan contract to read and sign online.
- 4
Receive the funds
As soon as the contract is signed, the loan amount is paid into your bank account.
Our financing solutions
Loans tailored to every project.
Personal loan
For your personal projects: car, renovation, travel, wedding.
- Amount
- €5,000 – €500,000
- Rate
- From 1.99%
- Term
- 12 to 360 months
Business loan
Finance your business, equipment or working capital.
- Amount
- €25,000 – €20,000,000
- Rate
- From 2.99%
- Term
- 12 to 360 months
They trust us
Average rating based on more than 1,100 verified customer reviews.
My adviser called me the same afternoon and walked me through every step.